The ugly truth is that we live in an age where car accidents are pretty common. Some would even argue that they are inevitable. You have surely met people who have been in numerous car accidents throughout their life. As awful as it sounds, that person can be you. You may possibly experience a car accident in the future, or may have been in one recently. That is when you need to figure out a way to settle a car accident claim in a way that will benefit you the most. So here are three tips for settling a car accident claim:
1. Gather as much Information as Possible
When it comes to situations like this, it is super smart to gather as much information as possible. The reasoning behind this is that most likely you will not be dealing with the other driver in question, but rather with the other driver’s insurance company.
You may be curious as to what information you may need. We recommend that you have information about the other driver (name and contact details) and their insurance company. Also do remember to collect details and information about any witnesses that may have been on the scene. You should also remember to gather the details of any law enforcement officers that may have come to the scene. It probably is a good idea to have a copy of the police report as well.
2. Have Photographic Evidence
Most of us are proud owners of cell phones and most of those cellphones have the ability to capture pictures. If and when an accident occurs, the first thing you want to do is whip out your phone and snap some shots. Take pictures of property damage, the accident scene, and injuries (if any). Remember to take pictures of the vehicles and their location, licence plate numbers and all physical damage to the vehicle. That way whenever you need to gather information you have an image to look at. Also images are always used as genuine proof and evidence. Be mindful not to post any images on social media because this info can get to the other side of your case, and taken out of context, can be used to damage your case or minimize your injuries.
3. Be Prepared
It is helpful to know that the insurance company, or case in general will require heaps of information. Nothing is unnecessary or useless. The insurance company is only going to pay if you provide them with sufficient information. You must document all kind of damage. The insurance company will extend a settlement offer to you based only on the information and documentation you provide. Remember to include vehicle damage, medical bills, car rental payment, personal property damage and any other kinds of out-of-pocket expenses. It is best to hire a car accident attorney early to avoid any costly mistakes.
When it comes down to car accident and car accident claims, there is no doubt that the process is long, frustrating, exasperating and just a major inconvenience. It is always helpful to know what to expect and how to deal with such a situation. You also need to be mindful that once you have made a settlement, you can’t ask for more compensation. That is why we suggest that you have all the information and proceed in the best way possible.