Once the dust has settled after a car accident, there are important steps you need to take to make sure your life and the lives of anyone else impacted the accident get back on track.
Remember, you can always get a ride when you need one, while your car is incapacitated.
After A Car Accident:
Here’s a list that can help you figure out what you need to do after a car accident. Believe me, it can be nice to have a reference to check, because your mind will be in a million places at one.
On the Scene
- Call 911 or the police
Injuries require immediate help, call 911 right away. If no one is injured, call the police. The 911 dispatchers will make sure that both police and ambulance are called. But you need the police to make a report. Police will interview the drivers, any witnesses, and make a sketch of the scene. These reports are used by insurance companies and courts to determine what happened and who might have been at fault.
- Take pictures of the scene
Insurance companies and the courts can also be aided by multiple pictures. If you have a cellphone, take pictures of the cars, the site, the road (dangerous conditions or skid marks, for example), and any injuries. If you don’t have a cellphone or camera, take notes.
- Get contact and insurance information
You need to get contact and insurance information from any other driver(s) involved. Be civil; this is standard operating procedure after an accident. Exchange yours as well, of course.
After the Accident
- See your doctor or go to the emergency room
It’s very important to see a physician after a car accident. Don’t rely on your own perceptions of injury or how an injury looks or feels. A severe pain in the chest, for example, could be broken ribs – and a piece of bone from a rib can puncture lungs.
A concussion or other brain injury can cause seizures and death – and not be apparent from the way your head feels. See a doctor as soon as possible after you leave the scene.
- Report the accident to your insurance carrier
Whether you are at fault or not, your insurance company needs to know about the accident as soon as possible. This is your next call after a physician. Give them the details from the police report, a description of what happened, and have your account information and the other drivers’ insurance information ready.
- Get treatment for any injuries
When you’ve been injured in an accident, get treatment for any injuries as a major priority. Be sure to tell your doctor what happened and the symptoms you feel. Doctor’s records are important sources of evidence in any future court case. If you need surgery, additional treatment, medications, or physical therapy, be sure to follow all recommendations and keep records.
- Repair your car and any other property
Last but not least, repair your car. Your insurance company may have a list of approved providers for any car repair, or you may get estimates from car repair people you’ve used before. It is possible that you may need to rent a car to get to work or other responsibilities while your car is being repaired.
On the off chance that they decide to total out your car, you may need to find some one to take it.
Was there other property damaged, it might be repaired or replaced as well.
What do you do in the event of a denied car accident claim for either medical treatment or car repair? Insurance companies often deny claims for reasons that are not necessarily valid. Consult an attorney if a car accident claim is denied.